Effective healthcare management relies on understanding the types of budgeting in healthcare, especially when it comes to personalising care. Personal Health Budgets (PHBs) provide individuals with greater control over their healthcare expenses, allowing them to allocate funds toward services and support that meet their unique needs. Unlike traditional healthcare funding models, PHBs offer flexibility in choosing care providers, treatments, and personal assistants, ensuring a tailored approach to well-being. Whether through direct payments or third-party arrangements, these budgets enhance in